Access regulated financial support through a simple and controlled process.
A mobile-based service designed to help individuals manage short-term financial needs with clarity, transparency, and responsibility.
Fair cash is a convenient and efficient digital lending solution. Through the Fair cash application, users can apply for unsecured loans anytime and anywhere, enjoying a structured process and fast disbursement. Fair cash is operated by NEO MICRO FINANCE INSTITUTION S.C and is regulated by the National Bank of Ethiopia (NBE), ensuring that all operations comply with local regulations and that your borrowing experience remains transparent, secure, and reliable.
NEO Microfinance Institution S.C. (NEO) is a registered share company in Ethiopia that is licensed by the National Bank of Ethiopia (NBE) according to Proclamation No. 626/2009 and as amended by the microfinance business proclamation No-1164/2019.
Fair cash is a digital lending solution developed under the supervision of NEO MICRO FINANCE INSTITUTION S.C.
All processes are conducted within a regulated financial framework
Structured Approval System
Clear Cost Structure
Regulated Operations
Digital Convenience
Register and submit application
Evaluation
Approval and Disbursement
Post-loan Monitoring
Periodic Repayment