Access regulated financial support through a simple and controlled process.
A mobile-based service designed to help individuals manage short-term financial needs with clarity, transparency, and responsibility.

Regulated Digital Lending You Can Trust

Fair cash is a convenient and efficient digital lending solution. Through the Fair cash application, users can apply for unsecured loans anytime and anywhere, enjoying a structured process and fast disbursement. Fair cash is operated by NEO MICRO FINANCE INSTITUTION S.C and is regulated by the National Bank of Ethiopia (NBE), ensuring that all operations comply with local regulations and that your borrowing experience remains transparent, secure, and reliable.

What is NEO ?

NEO Microfinance Institution S.C. (NEO) is a registered share company in Ethiopia that is licensed by the National Bank of Ethiopia (NBE) according to Proclamation No. 626/2009 and as amended by the microfinance business proclamation No-1164/2019.

What is Fair cash?

Fair cash is a digital lending solution developed under the supervision of NEO MICRO FINANCE INSTITUTION S.C.

All processes are conducted within a regulated financial framework

Why Choose Fair cash?

Structured Approval System

Clear Cost Structure

Regulated Operations

Digital Convenience

SIMPLE,EFFICIENT AND TRANSPARENT PROCESS

Register and submit application

Evaluation

Approval and Disbursement

Post-loan Monitoring

Periodic Repayment