The institution was formed in accordance with Proclamation No. 626/2009 and operates under the revised Microfinance Business Proclamation No. 1164/2019.
NEO is committed to building a stable and responsible financial service environment that supports individuals and micro-scale businesses across Ethiopia.
Our approach is not limited to providing credit. We focus on creating structured financial access that aligns with regulatory standards and long-term financial sustainability.
NEO MICRO FINANCE INSTITUTION S.C (NEO) is a licensed microfinance institution established in Ethiopia and operating under the supervision of the National Bank of Ethiopia (NBE).
Our Role
NEO provides regulated financial services designed to support
Our systems are designed to ensure clarity, accountability, and controlled risk exposure.
Through continuous system improvement and responsible practices, NEO aims to contribute to the development of Ethiopia’s inclusive financial ecosystem.
Our Approach
Compliance First
All operations align with regulatory requirements.
Risk-Controlled Lending
Every loan undergoes structured assessment.
Transparency
Users receive full cost disclosure before commitment.
Operations & Compliance
NEO operates within a regulated financial framework and maintains strict compliance with all applicable laws and supervisory requirements.
Regulatory compliance is embedded in every stage of our service delivery.